They low-balled me when I totaled my D2. Get comps on the net from every website that you can find with cars in your area. Save the pages, get the adjustor's e-mail and bombard them with comparable Land Rovers. Tell them in so many words (be polite) that they're full of it and you feel you should get X amount of dollars based on your looking around on the net. It took me a couple of weeks (wasn't in a hurry because I couldn't drive anyway) but I got a lot more than they offered. The offered $12,500 for it, I told them I wanted $20,000 for it, I ended up getting $16,500 for it, plus I got to remove all my off-road equipment and sell it myself, which was worth about another $2k or so. Don't give up they always give you a low offer and try and rip you off, it's their job.
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