Finding rover aftermarket insurance was tough for me. Expecting future cost on my 3, I decided to buy a warranty going to 140k. My 3 currently has 15.5k on an 08 so I expect age problems not mile problems. Carchex was able to warranty a LR product and was about 4800 bucks with a 100.00 deductible. I am pretty confident I will still come out on top.